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When you FHA streamline your mortgage, you end up getting the deal closed a bit faster, if you have all your ducks in a row. So you have to make sure that you put in the due diligence, to not only figure out what’s required of your mortgage broker and loan, but also of yourself, in terms of how much you’re going to need to earn over the next decade. For example, if you knew, if you know that things are shaky at your job and company, that you have the slightest even inkling about job security not being the best at your company, then it would probably be considered a little misleading and irresponsible to represent that all is peachy on that end. Or if you have anything else down the pipeline that could jeopardize your earning capacity and wherewithal in the next decade, such as an impending nasty divorce, this sort of thing could derail your streamlining efforts.